One gateway. Every way your customers want to pay.
The EmeraldPay Gateway is the payment engine behind PayNet. Card, wallet, ACH, check, in person, online, and on a recurring plan, all on one account and one dashboard built for the dealer network.
The headaches this actually fixes.
A gateway is not a feature list. It is what stops the office from chasing money, the field from losing sales, and the recurring payments from quietly dying.
The big final payment costs a fortune on a card
A five-figure final draw on a card means a card-sized fee, and asking the customer to mail a check means waiting on it.
Steer the final draw to ACH
ACH and eCheck live on the same account, so the office sends a bank-payment request with the receipts set up, and the fee stops scaling with the job.
Maintenance plans silently decline
Cards expire, get reissued, and fail without anyone noticing until the revenue is already gone.
Card on file that keeps itself current
The tokenized vault refreshes expired and reissued cards automatically and retries failed charges, so plans stay alive without the office chasing them.
Three tools that do not talk to each other
A card processor from one company, invoicing from another, and a bookkeeper re-keying all of it into QuickBooks at month-end.
One account that syncs everything
Every channel settles into one dashboard, syncs to QuickBooks, and posts back to your CRM, so month-end is a review, not a rebuild.
However the customer wants to pay, you can take it.
A foundation job might start with a card at the door, a deposit online, a draw by pay link, and a maintenance plan on file. One gateway handles all of it.
In person
Take a card in person at the counter or the kitchen table, and earn the lower in-person rate your jobs qualify for.
Tap to Pay on a phone
The phone your tech already carries becomes the card reader, so there is no mobile reader to buy and no numbers to key. Lower hardware cost, and more payments clear at card-present rates.
Online checkout
Hosted or embedded checkout for your website, branded and ready without a developer.
Invoices, links, and QR
Send a branded invoice or a pay-by-link by text or email, or drop a QR code on the estimate.
Recurring and card on file
Maintenance plans and memberships on a tokenized vault, with auto-retry and automatic card updates.
ACH, eCheck, and virtual terminal
Steer big final draws to ACH, take phone and mail orders on the virtual terminal, and add check acceptance.
The platform under every payment.
The gateway is not just a way to charge a card. It is the reporting, the vault, and the connections that keep the office and the field on the same page.
Tokenized customer vault
Cards stored as tokens, never raw numbers, so recurring plans stay live and secure.
QuickBooks sync
Transactions land in your books without a bookkeeper re-keying them.
Real-time reporting
Every channel in one dashboard, by invoice, customer, job number, and payment type.
Automatic Card Updater
Expired and reissued cards refresh themselves through Visa and Mastercard, so fewer plans decline.
Fraud suite
Rule-based screening with AVS, CVV, and 3D Secure to keep bad transactions out.
Hosted payment pages
A branded checkout page and online store connections, including WooCommerce and Shopify, with no development work.
Bank-grade security, handled for you.
Every transaction runs on Level 1 PCI DSS infrastructure with tokenization and 3D Secure. Your account manager keeps you on the guided compliance path so it never lapses.
- Level 1 PCI DSS infrastructure and end-to-end encryption
- Tokenization, so raw card numbers never touch your systems
- 3D Secure and rule-based fraud screening on card-not-present
- Guided PCI compliance, so your validation stays current
From application to first payment.
No re-platforming project, no consultants. Your account manager does the heavy lifting and sets the gateway up around how your dealership already works.
Apply
A short application starts the process. Your account manager picks it up from there and walks you through what happens next.
We set it up around you
E-sign the agreement and your credentials follow quickly. Your tools, syncs, and users get set up, and recurring plans are mapped and moved carefully so nothing gets dropped.
Take your first payment
A training call gets your team comfortable, and a welcome packet and best practices guide follow. Techs tap in the field, the office runs PayView, one dashboard from day one.
Keep ePN, or move when it earns the move.
eProcessing Network is a full part of the PayNet roster, supported by the same team, and plenty of dealers run it for years. If wallet payments in the field, tap to pay without a reader, or card on file that updates itself would solve a real problem, the gateway is right here and your account manager maps the move around your recurring plans. Your call, your timeline.
Visit the ePN dealer hubGateway questions, answered plainly.
Will it sync with QuickBooks and my CRM?
Can customers pay online without us building anything?
What happens to our recurring plans if we switch?
How secure is it?
We process on eProcessing Network today. Do we have to switch?
See the gateway with someone who knows the network.
Your PayNet account manager will walk the gateway, map it to how your business actually gets paid, and set the migration up around your plans. No cost, no obligation.